Terms of Service

Last updated: January 2025

Agreement to Terms

By accessing or using the AML Platform service ("Service"), you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of these terms, you may not access the Service.

Description of Service

AML Platform provides anti-money laundering compliance software designed for AML officers, governance providers, and compliance teams. Our Service includes:

  • Exception-first workflow management
  • Maker-checker approval processes
  • Immutable evidence storage (WORM)
  • SAR filing and governance tools
  • Automated reporting and board pack generation
  • Integration with third-party compliance data providers

User Accounts and Responsibilities

Account Registration

To use our Service, you must create an account and provide accurate, complete information. You are responsible for maintaining the confidentiality of your account credentials.

User Responsibilities

You agree to:

  • Use the Service in compliance with all applicable laws and regulations
  • Maintain the security and confidentiality of your account
  • Provide accurate and up-to-date information
  • Not interfere with or disrupt the Service
  • Not attempt to gain unauthorized access to any part of the Service

Compliance and Regulatory Requirements

AML Compliance

Our Service is designed to assist with AML compliance but does not guarantee compliance with all applicable laws and regulations. You remain solely responsible for ensuring your compliance activities meet all regulatory requirements.

Data Accuracy

While we strive to provide accurate tools and integrations, you are responsible for verifying the accuracy of all data and decisions made using our Service.

Data and Privacy

Data Ownership

You retain ownership of all data you input into the Service. We process your data solely to provide the Service as described in our Privacy Policy.

Data Security

We implement industry-standard security measures, including encryption, WORM storage, and access controls. However, no system is completely secure, and you acknowledge the inherent risks of electronic data transmission.

Service Availability and Support

Uptime

We strive to maintain 99.9% uptime but do not guarantee uninterrupted service. Scheduled maintenance will be communicated in advance when possible.

Support

Support is provided according to your service plan. Response times and support levels vary by plan tier.

Intellectual Property

The Service and its original content, features, and functionality are owned by AML Platform and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

Limitation of Liability

To the maximum extent permitted by law, AML Platform shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business opportunities.

Indemnification

You agree to indemnify and hold harmless AML Platform from any claims, damages, or expenses arising from your use of the Service or violation of these Terms.

Termination

We may terminate or suspend your account immediately, without prior notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of [TODO - Jurisdiction], without regard to its conflict of law provisions.

Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of material changes via email or through the Service. Continued use of the Service after changes constitutes acceptance of the new Terms.

Contact Information

If you have questions about these Terms, please contact us at:

Email: legal@amlplatform.com
Address: TODO - Legal Department Address